$EPAM

This joint resolution aims to disapprove the CFPB's withdrawal of a rule that limited state-level credit reporting regulations. If passed, it will re-establish broader state authority over credit reporting, increasing compliance costs for national lenders and credit reporting agencies. This creates a fragmented regulatory landscape, directly impacting profitability for companies operating across state lines.

The H-1B and L-1 Visa Reform Act of 2020 significantly restricts the use of these visas, increasing costs and reducing the available talent pool for companies reliant on foreign skilled labor. This directly impacts large IT services firms and major tech companies that utilize these programs for staffing and talent acquisition.